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Penn National Insurance offers you extra value with your business insurance policy.
Most insurance companies offer a businessowners policy that’s virtually interchangeable from insurance company to insurance company. A commodity. And you’re left to decide based just on price.

Extra protection, no extra charge
We take the basic businessowners policy and add free, extra insurance protection.

The free extra coverage we give you adds up to more than $1 million in extra protection. At no extra charge to you. No hidden costs. No strings.

We even have an option with higher coverage limits for a small charge.

That’s value.

Some of our free, extra insurance protection:
    Business Income coverages
  • Business income from dependent properties
  • Extended business income
  • Newly acquired or constructed locations – business income & extra expense
    Crime coverages
  • Employee dishonesty, including ERISA
  • Forgery and alteration
  • Money and securities
  • Money orders and counterfeit currency
    Inland Marine coverages
  • Accounts receivable
  • Computers, including computer upgrades and computer equipment disturbance
  • Fine arts
  • Laptop computer and cell phones
  • Outdoor signs
  • Personal property off-premises
  • Salesperson samples
  • Valuable papers and records
    Liability coverages
  • Blanket additional insured for written contracts (limited)
  • Bodily injury, including mental anguish
  • Broad form named insured
    Property coverages
  • Appurtenant buildings and structures
  • Arson rewards
  • Back-up of sewers and drains
  • Brands and label coverage
  • Described premises distance extension
  • Fire protection device recharge
  • Newly acquired business personal property
  • Newly acquired or constructed building
  • Ordinance or law
  • Outdoor fences
  • Outdoor property other than fences
  • Personal property of others
  • Seasonal increases

To find out how our businessowners program can meet the needs of your business, contact the independent agent nearest you by using the Agent Finder on this page.

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Penn National Insurance is an Equal Employment Opportunity/Affirmative Action employer